Is A Health Care Sharing Ministry Right For You?

Find the perfect program for you!

Check out the Membership Sharing Programs and fill out a short form to get in contact with an Enrollment Specialist who can help you choose the right program for YOU and your family.

God's Health Care is an independent enrollment partner of OneShare Health.

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What Is A Health Care Sharing Ministry?

A Health Care Sharing Ministry is an organization which facilitates sharing of health care costs among individual members who share common religious or ethical beliefs.

 

Health Care Sharing Ministries must be non-profits with Section 501(c)(3) federal tax-exempt status. 

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Are Health Care Sharing Programs Legal Under The Affordable Care Act?

Yes.  Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act (ACA).  

 

In other words, members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.

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Is Health Care Sharing The Same As Health Insurance?

No.  While a health care sharing ministry is an option to keep down health care costs, it is not the same as insurance.

 

While Health Care Sharing Programs are not considered to be traditional health insurance, they are ​a great option and are exempt from the Affordable Care Act, also known as Obamacare. 

 

One of the most popular differences between Obamacare and Health Care Sharing Programs is that Health Care Sharing Programs offer open enrollment to new members all year long.  OneShare Health welcomes new members who can honor the Statement of Beliefs by which the Program operates.

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If Health Care Sharing Is Not Health Insurance, Who Regulates It?

OneShare Health is NOT health insurance, but IS a Christian Health Care Sharing Ministry.

 

OneShare Health is NOT regulated by any insurance regulator.

 

OneShare Health IS regulated by the IRS and by State Attorneys General.

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Does A Health Care Sharing Ministry Guarantee Payment Of All My Health Expenses?

No.  A Health Care Sharing Ministry is an arrangement whereby like-minded individuals who share a common set of ethical or religious beliefs come together to share medical expenses in accordance with those beliefs. 

Sharing of medical expenses is voluntary, and there is no guarantee that a particular expense will be paid or shared by the members.

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What Doctors Accept Health Care Sharing Programs?

Like health insurance plans, health care sharing programs usually have provider networks.  

 

God's Health Care partners with OneShare Health, which is part of First Health® Provider Network, an NCQA-accredited Provider Network with over 781,191 professional providers at over 1.5 million health care service locations.  You can find out if your doctor is one of them here.

Ready To Sign Up?

Visit our partner page at OneShare Health to see the Membership Sharing Programs and fill out a short form to get in contact with an Enrollment Specialist to help you choose the right program for YOU and your family.

God's Health Care is an independent enrollment partner of OneShare Health.